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Section 1: Minnesota Health Care Spending and Cost Drivers - Chart Summaries
Below are summaries of the charts, tables and graphs contained in Section 1 of the Minnesota Health Care Chartbook by page number. This chartbook was last updated in December 2024 and contains 32 pages. Pages without charts or graphs are not listed below.
Page 4 - Trends in Minnesota Health Care Spending
This bar chart shows annual Minnesota health care spending totals and cumulative percent growth.
- 2013: Spending=$42.1 billion; Growth=3.8%
- 2014: Spending=$45.3 billion; Growth=7.6%
- 2015: Spending=$47.2 billion; Growth=4.2%
- 2016: Spending=$48.3 billion; Growth=2.3%
- 2017: Spending=$51.0 billion; Growth=5.6%
- 2018: Spending=$53.8 billion; Growth=5.5%
- 2019: Spending=$56.1 billion; Growth=4.3%
- 2020: Spending=$60.1 billion; Growth=7.0%
- 2021: Spending=$63.3 billion; Growth=5.5%
- 2022: Spending=$66.8 billion; Growth=5.5%
Source: MDH Health Economics Program
Page 6 - Minnesota Health Care Spending by Source of Funds, 2022
This bar chart depicts the distribution of Minnesota 2022 health care spending by source of funds.
- Private Health Insurance=32.4%
- Out-of-Pocket=11.7%
- Other Private (such as private workers’ compensation and auto medical insurance)=2.2%
- Other major private payers include private workers’ compensation and auto medical insurance.
- Medicare=20.4%
- Medical Assistance=26.2%
- MinnesotaCare=1.0%
- Other Public (such as government workers’ compensation, and Veterans Administration)=5.4%
- Major components of other public spending include government workers’ compensation, and Veterans Administration.
Source: MDH Health Economics Program
Page 9 - Public Spending for Health Care in Minnesota: Federal, State, and Local Shares, 2022
This bar chart depicts the relative share of Minnesota public health care spending attributable to each level of government in 2022. Total Public Spending equals $35.5 Billion.
- Federal=81.1%
- State=17.8%
- Local=1.0%
Sources: MDH Health Economics Program; Minnesota Department of Human Services, November 2023 Expenditure Forecast. Spending is based on program payer. Excludes school-based health clinics as funding is variable and comes from external government resources.
Page 10 – Payers’ Share of Population vs. Share of Health Care Spending, 2022
This bar chart depicts the percent of Minnesota residents enrolled in public and private health insurance programs, respectively, and the percent of total spending contributed by public and private sources, respectively.
- Private Payer Enrollment as % of Population=55.9%
- Private Spending as % of Total Spending=47.0%
- Public Enrollment as % of Population=40.1%
- Public Spending as % of Total Spending=53.0%
Source: MDH Health Economics Program
Page 11 - Minnesota Health Care Spending per Person by Payment Source, 2022
This bar chart displays the per-person spending in Minnesota for five major payment sources including Medicare, Minnesota public programs, and private health insurance.
- Medicare=$12,500
- Excludes Medicare Supplement insurance and the privately paid portion of Medicare insurance. In addition, private long-term care insurance is excluded from this measure of private health insurance.
- Excludes portion of expenses paid by Medicare Advantage enrollee premiums.
- Medical Assistance=$13,014
- MinnesotaCare=$6,534
- Private Health Insurance=$6,181
- Excludes Medicare Supplement insurance and the privately paid portion of Medicare insurance. In addition, private long-term care insurance is excluded from this measure of private health insurance.
- Out-of-Pocket=$1,367
- Individuals with dual coverage are included in each of the respective coverage options.
Source: MDH Health Economics Program
Page 13 - Shares of Health Care Spending Paid for by Businesses, Government, and Individuals, 2022
This bar chart depicts the relative share of Minnesota health care spending attributable to individuals, businesses, and government.
- Government=53.0%
- Businesses=22.6%
- Individuals=24.4%
- Local and state government employers’ health care spending included in business spending.
Sources: MDH Health Economics Program; Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey – Insurance Component, 2022; Best's Aggregates and Averages (Property/Casualty), 2023 edition. Local and state government employers’ health care spending included in business. May not total to 100% due to rounding.
Page 15 - Minnesota Health Care Spending by Categories of Service, 2022
This chart depicts the share, spending (in billions), and growth of Minnesota’s health care spending by seven service categories. Total spending is $66.8 Billion.
- Hospital Care=distribution: 31.3%, spending (in billions): $20.9, growth from 2021: 3.3%.
- Other Spending= distribution: 18.4%, spending (in billions): $12.3, growth from 2021: 12.8%.
- Includes chemical dependency/mental health, durable medical, health plan administrative expenses and revenues in excess of expenses, public health spending, correctional facility health spending, Indian Health Services, not itemized spending, and uncategorized spending.
- Long-Term Care= distribution: 17.3%, spending (in billions): $11.6, growth from 2021: 8.5%.
- Includes home health care services.
- Physician Services= distribution: 16.6%, spending (in billions): $11.1, growth from 2021: -0.3%.
- Retail Prescription Drugs= distribution: 10.6%, spending (in billions): $7.1, growth from 2021: 9.0%.
- Dental Services= distribution: 3.2%, spending (in billions): $2.2, growth from 2021: 1.0%.
- Other Professional Services= distribution: 2.5%, spending (in billions): $1.7, growth from 2021: -3.8%.
- Includes services provided by health practitioners who are not physicians or dentists.
Source: MDH Health Economics Program. May not total to 100% due to rounding.
Page 18 - Factors Accounting for Health Care Spending Growth in Minnesota, 2018 to 2022
This stacked bar chart depicts the factors accounting for health care spending growth in Minnesota for the years 2018 to 2022.
- The following are the adjusted relative percentages of the actual growth in spending by year depicted in the chart:
- 2018: Total Spending Growth=5.5%, Population Growth=0.7%, Inflation=2.4%, Other Factors=2.3%
- 2019: Total Spending Growth=4.3%, Population Growth=0.6%, Inflation=1.8%, Other Factors=1.9%
- 2020: Total Spending Growth=7.0%, Population Growth=1.2%, Inflation=1.2%, Other Factors=4.5%
- 2021: Total Spending Growth=5.5%, Population Growth=0.0%, Inflation=4.7%, Other Factors=0.7%
- 2022: Total Spending Growth=5.5%, Population Growth=0.1%, Inflation=8.0%, Other Factors=-2.6%
Source: MDH Health Economics Program
Revisions to historic time series may lead to slight variation from previously published estimates. Where factors are negative, it indicates that the factor helped to limit spending growth.
Page 20 - Minnesota and U.S. Health Care Spending: Where It Came From, 2022
This chart compares the share of funding sources for Minnesota and United States health care spending. Major sources include private health insurance, public programs, and out-of-pocket spending.
- Private Health Insurance: Minnesota=32.4%, U.S.=30.4%
- Out-of-Pocket: Minnesota=11.7%, U.S.=11.1%
- Other Private: Minnesota=2.2%, U.S.=5.3%
- Other major private payers include private workers’ compensation and auto medical insurance.
- Medical Assistance: Minnesota=26.2%, U.S.=19.7%
- Medicare: Minnesota=20.4%, U.S.=22.2%
- Other Public Spending: Minnesota=6.4%, U.S.=11.3%
- Major components of other public spending include MinnesotaCare, government workers’ compensation, and Veterans Administration.
Sources: MDH Health Economics Program; U.S. expenditure data are from the Health Consumption Expenditures estimates of the National Health Expenditure Accounts (NHEA) for 2022.
Page 21 – Total Minnesota and U.S. Health Care Spending: Annual Growth by Private and Public Payers
This chart compares the growth of spending by funding source for total Minnesota and United States health care spending from 2018-2022.
- Minnesota Public Spending Growth: 2018=5.5%, 2019=2.6%, 2020=16.1%, 2021=3.6%, 2022=9.0%
- Minnesota Private Spending Growth: 2018=5.4%, 2019=5.9%, 2020=-1.5%, 2021=7.5%, 2022=1.8%
- U.S. Public Spending Growth: 2018=4.6%, 2019=5.3%, 2020=22.8%, 2021=-0.6%, 2022=3.3%
- U.S. Private Spending Growth: 2018=4.5%, 2019=3.5%, 2020=-0.5%, 2021=7.6%, 2022=4.9%
Sources: MDH Health Economics Program; U.S. expenditure data are from the Health Consumption Expenditures estimates of the National Health Expenditure Accounts (NHEA) for 2022.
Page 22 - Minnesota and U.S. Health Care Spending: Where It Went, 2022
This chart compares the share of health care spending by category of service for Minnesota and United States.
- Hospital Care: Minnesota=31.3%, U.S.=31.9%
- Other Spending: Minnesota=18.4%, U.S.=22.9%
- Includes chemical dependency/mental health, durable medical, health plan administrative expenses and revenues in excess of expenses, public health spending, correctional facility health spending, Indian Health Services, not itemized spending, and uncategorized spending.
- Long-Term Care: Minnesota=17.3%, U.S.=7.6%
- Includes home health care services.
- Physician Services: Minnesota=16.6%, U.S.=20.8%
- Retail Prescription Drugs: Minnesota=10.6%, U.S.=9.6%
- Dental Services: Minnesota=3.2%, U.S.=3.9%
- Other Professional Services: Minnesota=2.5%, U.S.=3.3%
- Includes services provided by health practitioners who are not physicians or dentists.
Note: Some spending included in U.S. hospital care is defined as long-term care spending for the Minnesota estimates.
Sources: MDH Health Economics Program; U.S. expenditure data are from the Health Consumption Expenditures estimates of the National Health Expenditure Accounts (NHEA) for 2021.
Page 25 - Growth in Private Health Insurance Premiums and Health Care Spending, per Enrollee
This line chart depicts annual growth rates of per enrollee private health insurance premiums and expenditures for Minnesota residents.
- 2013: Premiums=0.5%, Expenses=3.1%
- 2014: Premiums=4.1%, Expenses=6.1%
- 2015: Premiums=2.1%, Expenses=5.6%
- 2016: Premiums=11.2%, Expenses=8.4%
- 2017: Premiums=11.6%, Expenses=4.6%
- 2018: Premiums=3.6%, Expenses=4.4%
- 2019: Premiums=2.4%, Expenses=4.9%
- 2020: Premiums=2.1%, Expenses=-1.7%
- 2021: Premiums=3.1%, Expenses=12.9%
- 2022: Premiums=4.9%, Expenses=2.3%
- Fully-insured commercial market only.
Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Expenses are based on health plan company expenses and exclude member liability. Revisions to historic time series may lead to slight variation from previously published estimates.
Page 26 - Difference Between Per-Person Premiums and Spending as a Percent of Revenue
This bar chart depicts the difference between per-person premiums and spending as a percent of revenue for each year.
- 2013=2.1%
- 2014=0.3%
- 2015=-3.2%
- 2016=-0.6%
- 2017=5.8%
- 2018=5.0%
- 2019=2.7%
- 2020=6.3%
- 2021=-2.6%
- 2022=-0.1%
Fully-insured commercial market only. A positive number indicates that premiums were higher than spending, and a negative number indicates that spending was higher than premiums.
Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Spending is based on health plan company expenses and excludes member liability. Revisions to historic time series may lead to slight variation from previously published estimates.
Page 27 - Cumulative Growth in Key Minnesota Health Care Cost and Key Economic Indicators
This line chart depicts the cumulative growth in per-person, per-month health plan spending, Minnesota economy (Gross State Product), Minnesota wages, and national inflation.
- 2013: starting point.
- 2014: Per Person Health Care Spending=6.1%, MN GDP =4.2%, National Inflation =1.6%, Per Person Wage Growth =3.0%
- 2015: Per Person Health Care Spending=12.1%, MN GDP =8.0%, National Inflation =1.7%, Per Person Wage Growth =6.9%
- 2016: Per Person Health Care Spending=21.5%, MN GDP =10.7%, National Inflation =3.0%, Per Person Wage Growth =8.4%
- 2017: Per Person Health Care Spending=27.1%, MN GDP =13.8%, National Inflation =5.2%, Per Person Wage Growth =12.1%
- 2018: Per Person Health Care Spending=32.8%, MN GDP =19.5%, National Inflation =7.8%, Per Person Wage Growth =15.8%
- 2019: Per Person Health Care Spending=39.2%, MN GDP =23.4%, National Inflation =9.7%, Per Person Wage Growth =19.0%
- 2020: Per Person Health Care Spending=36.9%, MN GDP =21.5%, National Inflation =11.1%, Per Person Wage Growth=28.1%
- 2021: Per Person Health Care Spending=54.5%, MN GDP =33.6%, National Inflation =16.3%, Per Person Wage Growth =33.8%
- 2022: Per Person Health Care Spending=58.1%, MN GDP =45.9%, National Inflation =25.6%, Per Person Wage Growth =39.1%
Health care cost is Minnesota fully-insured commercial market spending per person and does not include enrollee out-of-pocket spending for deductibles, copayments/coinsurance, and services not covered by insurance. Fully-insured commercial market only.
Sources: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies; Gross State Product (MN GDP) from U.S. Department of Commerce, Bureau of Economic Analysis; Consumer Price Index (All Urban Consumers (CPI-U), U.S. City Average), as of October 2, 2024; per-person wage growth from Minnesota Department of Employment and Economic Development as of October 2, 2024.
Page 28 - Total Health Care Cost Per-Person, by Health Plan & Enrollee Cost
This stacked bar chart depicts per person health care spending for Minnesota's fully-insured private market per year. Total spending is broken into health plan cost and enrollee cost.
- 2013: Health Plan Cost=$4,138; Enrollee Cost=$877; Total Cost=$5,015
- 2016: Health Plan Cost=$4,390; Enrollee Cost=$995; Total Cost=$5,385
- 2015: Health Plan Cost=$4,637; Enrollee Cost=$1,016; Total Cost=$5,653
- 2016: Health Plan Cost=$5,029; Enrollee Cost=$1,120; Total Cost=$6,148
- 2017: Health Plan Cost=$5,259; Enrollee Cost=$1,176; Total Cost=$6,436
- 2018: Health Plan Cost=$5,493; Enrollee Cost=$1,228; Total Cost=$6,721
- 2019: Health Plan Cost=$5,760; Enrollee Cost=$1,213; Total Cost=$6,973
- 2020: Health Plan Cost=$5,665; Enrollee Cost=$1,173; Total Cost=$6,837
- 2021: Health Plan Cost=$6,393; Enrollee Cost=$1,350; Total Cost=$7,743
- 2022: Health Plan Cost=$6,540; Enrollee Cost=$1,447; Total Cost=$7,987
Fully-insured commercial market only.
Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Revisions to historic time series may lead to slight variation from previously published estimates.
Page 29 - Percent of Private Health Insurance Costs Covered by Health Plans, Fully Insured Market
This line chart depicts the percent of private health insurance costs in Minnesota's fully-insured private covered by the health plan and enrollees.
- 2013: Health Plan Share=82.5%, Enrollee Share=17.5%
- 2014: Health Plan Share=81.5%, Enrollee Share=18.5%
- 2015: Health Plan Share=82.0%, Enrollee Share=18.0%
- 2016: Health Plan Share=81.8%, Enrollee Share=18.2%
- 2017: Health Plan Share=81.7%, Enrollee Share=18.3%
- 2018: Health Plan Share=81.7%, Enrollee Share=18.3%
- 2019: Health Plan Share=82.6%, Enrollee Share=17.4%
- 2020: Health Plan Share=82.8%, Enrollee Share=17.2%
- 2021: Health Plan Share=82.6%, Enrollee Share=17.4%
- 2022: Health Plan Share=81.9%, Enrollee Share=18.1%
Fully-insured commercial market only.
Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Revisions to historic time series may lead to slight variation from previously published estimates.
Page 30- Cumulative Growth in Total Health Care Costs Per Person, by Health Plan & Enrollee Costs
This line chart depicts cumulative growth in per person health care spending for Minnesota's fully-insured private market. Growth for overall costs, health plan cost and enrollee costs are shown.
- 2013: starting point.
- 2014: Enrollee Cost Growth Per Person =13.5%, Health Plan Cost Growth Per Person =6.1%, Total Claims Cost Per Person =7.4%
- 2015: Enrollee Cost Growth Per Person =15.8%, Health Plan Cost Growth Per Person =12.1%, Total Claims Cost Per Person =12.7%
- 2016: Enrollee Cost Growth Per Person =27.7%, Health Plan Cost Growth Per Person =21.5%, Total Claims Cost Per Person =22.6%
- 2017: Enrollee Cost Growth Per Person =34.1%, Health Plan Cost Growth Per Person =27.1%, Total Claims Cost Per Person =28.3%
- 2018: Enrollee Cost Growth Per Person =40.0%, Health Plan Cost Growth Per Person =32.8%, Total Claims Cost Per Person =34.0%
- 2019: Enrollee Cost Growth Per Person =38.3%, Health Plan Cost Growth Per Person =39.2%, Total Claims Cost Per Person =39.0%
- 2020: Enrollee Cost Growth Per Person =33.7%, Health Plan Cost Growth Per Person =36.9%, Total Claims Cost Per Person =36.3%
- 2021: Enrollee Cost Growth Per Person =53.9%, Health Plan Cost Growth Per Person =54.5%, Total Claims Cost Per Person =54.4%
- 2022: Enrollee Cost Growth Per Person =65.0%, Health Plan Cost Growth Per Person =58.1%, Total Claims Cost Per Person =59.3%
Fully-insured commercial market only.
Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Revisions to historic time series may lead to slight variation from previously published estimates.
Page 31 - Health Care Cost Drivers: Per Member Per Year Spending, 2020 to 2021
This chart depicts spending growth and declines in Minnesota health care spending per person per year from 2021 to 2022 by service category.
- Spending Not Itemized: decline=-$36 per member per year
- Physician: decline=-$18 per member per year
- Inpatient: Growth=$14 per member per year
- Outpatient: Growth=$42 per member per year
- Administration: Growth=$39 per member per year
- Other Medical: Growth=$40 per member per year
- Rx Drugs: Growth=$66 per member per year
- Note: Growth rates calculated as annual growth per person over a one-year period. “Other medical” includes skilled nursing facilities, home health care, services of health professionals other than physicians and dentists, durable medical goods, and chemical dependency/mental health. Emergency services are included in the outpatient category. Fully-insured commercial market only. This analysis may differ from other data reporting due to use of different data sources.
Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies.
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